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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


As a first time home buyer, Matt Kron was phenomenal!! He was kind, patient, thorough and most helpful in answering all of my questions in each step of the process. Even when we were thrown a few curve balls, Matt was able to step in to offer his advice and help us troubleshoot to get ... READ MORE Ashley E. Public Health Specialist
I would recommend that he was awesome in the process of helping me to purchase a home he provided a lot of feedback to help me out as a first-time home buyer I will definitely recommend him to others Andrea johnson
My husband and I are overwhelming pleased we went with Matt and AmeriFirst to purchase our home. We'd been approve with another company and thought perfect...lets go home shopping. I wanted to get a second and third opinion while my husband was set on going with the first company. ... READ MORE Betsy Johnson
I enjoyed working with Matt very much. He was very knowledgeable and took the time to explain any details that I needed. He was professional and I would recommend him to anyone. Sonja Snyder
I would like to take the time to express my sincere gratitude for Matt and his team. Because of their sincerity and concerns for the needs of I and my family, I am sitting in my new home as I write this recommendation. Although , I have never had the opportunity to personally sit in ... READ MORE Mark Morgan Pastor
Matt is simply the best. He and his team were incredibly communicative and helpful throughout the entire process. An easy five stars. Stop looking, this is your guy. Tomas Abrate Director of Sales
Mathew was very helpful though the whole nerve racking yet exciting process of getting a home loan! He was very knowledgeable and gave me lots of information that I didn't have before. He was never impatient or short with me in anyway. Only helpful and understanding. I highly ... READ MORE Stephanie Smith Stephanie Smith Stephanie Smith
Matt is amazing. When seeking out a mortgage for my first home, I had no idea what to expect for the home buying process. Matt was extremely helpful, describing every step of the process and quickly responded to all of my questions and concerns. His team is amazing, and also gave me ... READ MORE Ariel
Matt Kron and his team at AmeriFirst Financial are absolutely amazing! Matt communicated with us throughout the whole process and we never felt like we were in the dark. If we had any questions, concerns or just wanted an update on our loan, Matt or someone from his team was either ... READ MORE Vincent and Esther Sablan Homeowners
Matt and the rest of his team at AmeriFirst Financial are nothing short of phenomenal. They handled everything in a professional manner, they were punctual with getting the necessary documents signed and sent over, and most important, they were accessible whenever I needed to get a ... READ MORE Kyle Conroy Brokerage Manager
Phenomenal! Amazing! One of thee best customer service relationships I've had in my life. From introduction to close, Matt was very easy going and made everything totally easy to understand. I always knew where I was int he process and what steps would come next. Matt always made ... READ MORE Chantele SHaw Office Manager
Matt was a wonderful resource from the first phone call we had to the very last. He kept me informed throughout the entire process, so as a first-time homeowner, I knew the timeline and what to expect. He answered or returned my phone calls before/after office hours, and if he ... READ MORE Danielle Mahaffey Senior Data Analyst, Capacity Planning
I was a first time home buyer and found the information on Amerifirst online. I immediately received a call back from Matt Krom, he was very informative and he got the process going. After about two months we are now in our new home. Matt was always there no matter what day of the ... READ MORE Renee Rocha

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