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State License: AZ #943247

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Matt was wonderful during my refinancing process. He was very patient with all my questions & very helpful. He replied to my many phone calls & texts promptly. I appreciate all he did for me. He answered all my questions explained the process along they. Thank you Matt. I ... READ MORE Cheryl Nordahl
Matt and his team were incredible and a pleasure to work with! As hectic as current times are, it was a smooth process with very few requests for additional documentation. I appreciate Matt and his team for assisting me in purchasing my first home! Ryan Henry
Matt was great throughout the whole process of securing a loan. He was very thorough and helped with all the questions I had. Would recommend anytime and wii use again if opportunity comes. Bret Young
Matt and his team were great! They were very patient with me and not just answered but explained every question I had. He helped me to navigate all the various issues that come up during the application and closing process. At the last minute, I needed to adjust my closing date and ... READ MORE Jewlie Budacki Territory Sales Manager
Matt was exceptional through and through! We were first time home buyers and had a million questions. Matt was kind, insightful and patient with us during the home loan process. It was so helpful to have a loan officer and manager who was available at all times and did everything in ... READ MORE Nausheen Habib Nausheen Habib Clinical Therapist
Matt did an excellent job walking me through the application and closing process. He was very responsive and as a result the closing went very smoothly. Bradley Pack Attorney
Matt was amazing throughout the whole home-buying process. This was my first home and I had a ton of questions, which Matt was always happy to answer. I always felt like I was in the loop with everything and that helped calm my nerves. I really cannot recommend him enough! Jessica Pate Jessica Pate Self-employed
Matt is absolutely fantastic. The level of communication and diligence from him was shocking. The buying process for my house is always stressful and things pop up, but I can honestly say that I never had a single concern about Matt (and his team's) part in it. tl;dr: Great ... READ MORE Chris Sandy
Matt was awesome he was always available and super helpful. He made my dreams come true in owning a home!!! Dario Nora Bank managr
From start to finish, the whole process was virtually seamless and truly pleasant and worry free. Working with Matt and the AmeriFirst Team, my home buying experience was masterfully smooth. The whole process came with zero surprises and left me with a great feeling, a feeling of ... READ MORE Claire Loeb Home Owner
Matt did a great job facilitating the refinancing of our two properties! I will recommend his services to others. Rod Penniman
Matt made the whole process of refinancing my house a breeze. He got the best rate possible and kept me updated and informed through out the whole process. Kathleen Marshall Title Administrator
Matt and his team work diligently to get our buying process funded and all went above and beyond to get it completed in very difficult circumstances due to the Covid crisis!! I can't praise Matt and his team too much!! Thanks again!!!!!! Alan Montgomery Chief Estimator
It was a pleasure working with Matt, and he and his team made everything go very smooth from start to finish. After being warned about all of the difficulties these days with getting a mortgage loan, I was concerned. But they walked me through every step and there were no issues. I ... READ MORE Michelle
Mat was extremely professional and I always felt he was always working for the best loan for me. Patrick Lafferty Distribution Manager
I highly recommend Matt-Loan Officer. We reached out to Matt for a pre-qual on a Sunday night and had the Pre-Qual within 2 hours. The process to complete our loan doc's and closing was the easiest experience we have had in buying a home. Any questions we had during the process ... READ MORE Tricia Gleason Sr. Business Initiatives Manaer
I highly recommend working with Matt. He is very knowledgeable, always available to answer questions or address any needs, and very helpful! He truly made our home purchase feel easy! Cristy Courtney
I am a first time homebuyer and was nervous about navigating the financial side of things. Matt made the process easy to understand and he always took the time to make sure i was comfortable with the monthly payments we were discussing. Through the process he kept me informed on where ... READ MORE Rachel Smith Insurance Sales
Mr. Kron is a true professional. Due to COVID-19 we were put in a very bad situation which required gap financing in order to be able close on our new home which we were set to pay cash for. When others failed miserably, and some flat out refused service, Matt came through in ... READ MORE Michael Giannantonio Michael Giannantonio Producer / Director
He got the job done. Straight to the point, and answered all questions! Tristan X Clark
Matt is incredibly knowledgeable and easy to talk to. He has an easy way of taking complex calculations and expressing them in smaller bits that are easier to understand. Matt is also blunt and honest about his opinion on what to do. He doesn't rush decisions and is willing to wait ... READ MORE Kayla Kennedy Sr. FP&A Analyst
Matt and his Team did a great job helping us get a good rate and through the refinance process. Craig Bjorkman
Matt was great throughout the entire process from beginning to end. Matt and his team were always available and made everything very easy. Andrew Gauthier
Matt was fabulous. Knowledgeable, communicable, and got me the best rate. I would recommend him in a heart beat!! Kristen Olander Kristen Olander Physical Therapist
Matt Kron is extremely helpful and a knowledgeable professional. This was my first time buying a home, and he patiently answered all my questions. I appreciate him always making time for me and being transparent! Sofia
Very knowledgeable of the business. I greatly appreciate the lines of communication being open and honest. Extremely helpful give me the necessary tools in order to get the best loan that fit for me and my family. Hunter Montgomery Hunter Montgomery Corporate instructor
Matt Kron was extremely helpful during my re-finance. He came highly recommended and definitely delivered. He was always available and answered my questions. Whitney Huffmaster Senior Strategic Sales Recruiter
Matt is very knowledgeable about loans/refinancing and every little detail that comes with it. Also very patient with all of my questions that i had during my refinance process. Matt is easy to get ahold of and always returns phone calls in a timely manner. Thanks again for all your ... READ MORE Tyler
Matt did an outstanding job getting our loan to go through. He worked tirelessly even on weekends. He and his entire staff went well beyond our expectations. We cannot thank Matt enough for everything that he did. Daniel and Jennifer Fauss Owners
My last home buying experiance was almost painful. I highly recommend Matt, your in great hands with him and his team - simply amazing. Thanks guys! Jeremy Winslow New homeowner
Matt was incredible throughout the whole process. I can confidently say that he will always have my business. Tomas Abrate
My experience working with Matt was incredible! Through Matt's guidance I was able to increase my credit score and refinance my home. He helped make the process very simple and painless. He was always very quick to respond, polite with reminders, and extremely easy and pleasant to ... READ MORE Breeja Larson Breeja Larson Professional Athlete
Matt Akron was very Knowledgeable and Professional, trusting, honest. Willing to give a helping hand at any time. I would highly recommend him Robert Fragoso Robert Fragoso Veteran Retired
Matt and his team were great to work with. Open communication, friendly and better yet... competitive! Thank you for working so diligently to fill our needs. Thomas McDonald
Matt Kron is amazing! His knowledge, follow up and professionalism is unmatched. Without Matt's experience, I could not have bought my new home. His customer service skills are "off the charts". Never any pressure, just support. I'm so glad that I was able to ... READ MORE Ann McCarty Homebuyer
Matt did a great job for us & got us a very good rate. Highly recommend. Michael East
Matt made our home mortgage experience almost effortless. He answered every question and helped guide me through the process step by step. This was the first time I have used my VA Home Loan and I couldn't have asked for a better result. Matt you are aces in my book, in the Navy we ... READ MORE Jeffrey D. Griffin Jeffrey D. Griffin
Matt and Kimberly were great. Made the entire process simple from start to finish. I highly recommend them. Alan M. Schiffman Attorney
Went into this not really knowing what I was doing Matt was extremely helpful in the whole process. Explained everything in full ensuring I understood all that was happening. When closing came he was on top off all the paperwork and made sure everything was done quickly and efficiently. Antonio Benavidez
Matt was fantastic! Extremely professional and helpful with the entire process. I highly recommend Matt. Connie G.
From the moment we got to Matt's office, he was very patient and took the time to explain every thing to us. He will help you to fine the right type of loan that you need. We are very greatful to him and recommemd him 100%. Jose Hagelsieb Graphic Installer
Matt, has been an amazing help, He is trustworthy, honest, highly professional, very patient and will fight for you to get the best rate., I couldn’t ask for better agent than Matt and I highly recommend his services EGLER J ROTTENBUCHER EGLER J ROTTENBUCHER
In looking for a mortgage professional I call around to see how responsive someone is to me. This tells me if my business important to them or not. I can say that from the first moment I spoke to Mr. Kron that he was informative, easy to speak with, extremely knowledgeable to every ... READ MORE Gina Nelson Gina Nelson Portfolio Manager
Omg Okay... let me just say you would be THE CRAZIEST PERSON EVER if you saw Mathew Kron’s name show up and you don’t use him as your lender. Home-buying is extremely stressful but he took the time to explain every single detail down to the last penny. Exceptional service ... READ MORE Chef Sydian Chef Sydian Head banquet chef
Matt did an exceptional job securing me the best rate and determining the necessary documents as a self-employed business owner to secure my home loan. In addition, when a friend received an absurd interest rate for his first home loan from a company recommended by his real estate ... READ MORE Frank Kraljic
I came to Matt after feeling I wasn’t getting the best deal with another lender. My feeling was correct and Matt explained why and all the different options that were available to me. This was not my first time buying a home but Matt and his team made it the easiest process so ... READ MORE Leah Dominy Seamless and Easy
well i think everything was very good thanks matt for your help Alfredo m novoa
Matt and his staff were nothing short of wonderful to work with through the loan process. The communication and education on the loan options available to me was top notch and well explained. If you are looking for high level service and education on the options available to you in the ... READ MORE Michael W. Obenauf Financial Advisor
Matt and his team worked very hard on my loan. I have few problems that almost deny by any bank but with his team diligently working on it, finally it goes thru. I would recommend Matt to anyone that is looking for a home loan in the near future. Thank you very much Matt, Kimberly ... READ MORE Chau Nguyen Owner
Matt was a pleasure to work with and always available for questions. Anita
Matt was an absolute delight to work with. My husband and I are first time home buyers, and Matt was so patient and kind through it all! He was always readily available to answer our questions or concerns and openly communicated with us. So thankful we found him! Felicia Morales
Always willing to find you the best loan program and payments that fits on your budget. It was easy working with Matt Kron. I recommend.Thanks for all your help. Eliane Carvalho Eliane carvalho
Matt was extremely helpful from beginning to end. He was able to assist me in any way I needed and more than willing to answer any questions I had about the process. I always felt like I had support and someone in my corner while working with Matt. Sean Carnes
I highly recommend Matt and his Team Brain and Conner. Matt made the impossible happy for me and my Family. Matt got my approved for a zero down VA loan and a Zero down FHA loan. We closed on $250,000 house in 28days on a VA loan. VA loans normally takes 45 days. Matt and his team ... READ MORE Thomas Goodson Thomas Goodson Trooper
As a first time home buyer, Matt Kron was phenomenal!! He was kind, patient, thorough and most helpful in answering all of my questions in each step of the process. Even when we were thrown a few curve balls, Matt was able to step in to offer his advice and help us troubleshoot to get ... READ MORE Ashley E. Public Health Specialist
I would recommend that he was awesome in the process of helping me to purchase a home he provided a lot of feedback to help me out as a first-time home buyer I will definitely recommend him to others Andrea johnson
My husband and I are overwhelming pleased we went with Matt and AmeriFirst to purchase our home. We'd been approve with another company and thought perfect...lets go home shopping. I wanted to get a second and third opinion while my husband was set on going with the first company. ... READ MORE Betsy Johnson
I enjoyed working with Matt very much. He was very knowledgeable and took the time to explain any details that I needed. He was professional and I would recommend him to anyone. Sonja Snyder
I would like to take the time to express my sincere gratitude for Matt and his team. Because of their sincerity and concerns for the needs of I and my family, I am sitting in my new home as I write this recommendation. Although , I have never had the opportunity to personally sit in ... READ MORE Mark Morgan Pastor
Matt is simply the best. He and his team were incredibly communicative and helpful throughout the entire process. An easy five stars. Stop looking, this is your guy. Tomas Abrate Director of Sales
Mathew was very helpful though the whole nerve racking yet exciting process of getting a home loan! He was very knowledgeable and gave me lots of information that I didn't have before. He was never impatient or short with me in anyway. Only helpful and understanding. I highly ... READ MORE Stephanie Smith Stephanie Smith Stephanie Smith
Matt is amazing. When seeking out a mortgage for my first home, I had no idea what to expect for the home buying process. Matt was extremely helpful, describing every step of the process and quickly responded to all of my questions and concerns. His team is amazing, and also gave me ... READ MORE Ariel
Matt Kron and his team at AmeriFirst Financial are absolutely amazing! Matt communicated with us throughout the whole process and we never felt like we were in the dark. If we had any questions, concerns or just wanted an update on our loan, Matt or someone from his team was either ... READ MORE Vincent and Esther Sablan Homeowners
Matt and the rest of his team at AmeriFirst Financial are nothing short of phenomenal. They handled everything in a professional manner, they were punctual with getting the necessary documents signed and sent over, and most important, they were accessible whenever I needed to get a ... READ MORE Kyle Conroy Brokerage Manager
Phenomenal! Amazing! One of thee best customer service relationships I've had in my life. From introduction to close, Matt was very easy going and made everything totally easy to understand. I always knew where I was int he process and what steps would come next. Matt always made ... READ MORE Chantele SHaw Office Manager
Matt was a wonderful resource from the first phone call we had to the very last. He kept me informed throughout the entire process, so as a first-time homeowner, I knew the timeline and what to expect. He answered or returned my phone calls before/after office hours, and if he ... READ MORE Danielle Mahaffey Senior Data Analyst, Capacity Planning
I was a first time home buyer and found the information on Amerifirst online. I immediately received a call back from Matt Krom, he was very informative and he got the process going. After about two months we are now in our new home. Matt was always there no matter what day of the ... READ MORE Renee Rocha

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